How to Get the Help You Need
To Escape Overwhelming DebtBy: California attorney Michael Worthington dba Interactive Law Center
*NOTICE: The changes in Federal Bankruptcy Law that took effect in 2005 make it harder to discharge your debts, but for many people bankruptcy is still the best way to resolve financial problems. In this rapidly changing economic environment prompt assessment of the bankruptcy alternative can clarify what actions you should take now, whether or not you end up filing for relief. If you're contemplating bankruptcy,the beneficial effects for your financial future can be greatly enhanced by careful planning and execution.
In many cases after all efforts to accomplish loan modification have been exhausted, it turns out that Chapter 13 is the final step. Court relief is necessary, for example, to "strip" a junior lien.
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